Summary of Payment Processors Fees and Features

The following information summarizes information about the most popular Payment Processors (a.k.a. "E-commerce Providers" or "Registration Services"). The price grid addresses how their fee structures will affect transactions at different pricing levels. It is recommended, however, that you treat this like you would getting estimates for any service: which means that you should examine all the important features as you also consider what it will cost.  Of course, we (NorthStar Solutions) naturally feel we provide the perfect combination of great services and low fees, which goes along with our business motto of helping our clients Increase Sales and Discover more Profit. Thus, we offer this comparison and links to all the e-commerce services we know of in hopes you will, like many before you, realize NorthStar Solutions is a terrific choice for your e-commerce solutions.

For proper comparison, a lot more than standard fees must be considered; thus, there are details about what, if any, monthly charges, refund charges, etc. some providers have as well as other general, good-to-know information. We also encourage you to examine how long a company has been in business and their track record. After all, do you really want to make an important business relationship with an untested business, or go with one run by people that have a history of "selling out" to larger companies which may or may not service your account properly?

Once you narrow your choice(s), please be sure to visit the official web site of the provider(s) to learn more details and/or sign up for their services.

  $10 $15 $20 $25 $35 $50 $75 $100 $250
  Avangate $2.50 $2.50 $2.50 $2.50 $2.80 $4.00 $6.00 $7.40 $14.75
  BMT Micro $1.25 $1.43 $1.90 $2.38 $3.33 $4.75 $7.13 $9.50 $23.75
  eMetrix $3.00 $3.00 $3.00 $3.48 $4.87 $6.95 $10.43 $13.90 $34.75
  eSellerate $1.50 $2.25 $3.00 $3.75 $5.25 $7.50 $11.25 $15.00 $37.50
  FastSpring $1.00 $1.34 $1.78 $2.23 $3.02 $3.90 $5.38 $6.85 $15.70
  iPortis.com $1.15 $1.48 $1.80 $2.13 $2.78 $3.75 $5.38 $7.00 $16.75
  Kagi $1.75 $2.00 $2.25 $2.50 $3.50 $5.00 $7.50 $10.00 $17.50
  NorthStar Solutions $.87 $1.31 $1.74 $2.18 $2.82 $3.70 $5.18 $6.65 $15.50
  OSoLiS $1.75 $2.25 $2.75 $3.25 $4.25 $5.75 $8.25 $10.75 $25.75
  Plimus $1.00 $1.50 $2.00 $2.50 $3.50 $4.50 $6.00 $6.00 $7.50
  RegNet $2.00 $3.00 $4.00 $5.20 $6.20 $7.70 $10.20 $12.70 $27.70
  RegNow $2.00 $2.04 $2.38 $2.73 $3.42 $4.45 $6.18 $7.90 $18.25
  RegSoft $3.00 $3.00 $3.00 $3.00 $3.12 $4.45 $6.68 $8.90 $22.25
  ShareIt $2.50 $2.50 $2.98 $3.73 $4.70 $5.45 $6.70 $7.95 $15.45
  SWREG $0.69 $1.90 $2.20 $2.50 $3.10 $4.00 $5.50 $7.00 $16.00


Avangate

Transaction Fees:
8% (2.50 minimum)
    OR
4.9% + $2.50

Sign-up Fee: None

Refund Fees: None


Monthly Fees: Unknown


Payment Types Accepted:
Visa, MasterCard, Amex, Diner's, JCB, Wire transfer.

- OR -

BMT Micro

Transaction Fees:
WebSeller Standard: 9.5%, $1.25 min
WebSeller Plus (customized order forms, key generator integration, etc.): 15%, $1.25 min, over $40.00: 13%
WebSeller Pro (above with ftp hosting and mailing list): 18%, $3.00 min, over $40.00: 15%
Comprehensive (above with custom programming, ftp hosting, and mailing list): 20%, $1.25 min


Sign-up Fee: None

Refund Fees: Equal to 7% of the product price, no fees for Comprehensive Tier


Payment Types Accepted:
Visa, MasterCard, Discover, Eurocard, American Express, Diner's Club, Carte Blanche, Novus, and Optima

- OR -

eMetrix (Part of Digital River®)

Transaction Fees:
13.9% ($3.00 minimum)

Sign-up Fee: None

Refund Fees: None

Payment Types Accepted:
Visa, Mastercard, Discover, American Express, Eurocard, Check/Money Order, Wire Transfer, Purchase Order

- OR -

eSellerate® (Part of Digital River®)

Transaction Fees:
Aggregate Sales of   But not greater than   Service Fee Percentage
$0.00                $15,000.00             10%
$15,000.01           $50,000.00             15%
$50,000.01           $100,000.00            14%
$100,000.01          $500,000.00            13%
$500,000.01          $1,000,000.00          12%
$1,000,000.01        $5,000,000.00          11%
$5,000,000.01        No Cap                 10%
	


Sign-up Fee: None

Refund Fees: None

Payment Types Accepted:
VISA, MasterCard, American Express, Discover.

- OR -

FastSpring

Transaction Fees:
Based on vendor preference:
- 5.9% + $.95 per transaction ($1.00 minimum)
- 8.9% per transaction ($1.00 minimum)


Sign-up Fee: None

Refund Fees: 3.5%

Monthly Fees: None

Payment Types Accepted:
Visa, MasterCard, Amex, Discover, JCB, check, money order, and PayPal

- OR -

iPortis.com

Transaction Fees:
6.5% + $0.50

Sign-up Fee: None

Refund Fees: None

Monthly Fees: None

Payment Types Accepted:
Check, Money order, Visa, MC, Amex, Discover/Novus, PayPal

- OR -

Kagi

Transaction Fees:
Lesser of:
10% ($2.50 minimum)
5% + $5.00
Except 5% + 1.25 for products up to $25.

Sign-up Fee: No sign-up

Refund Fees: $5 charge-back fee, plus transaction fee
None


Payment Types Accepted:
US and foreign cash, US checks, money orders, American Express, Carte Blanche, diners Club, Discover, JCB, MasterCard, Optima, and Visa.

- OR -

NorthStar Solutions

Transaction Fees:
- 5.9% + $.75 per order (default)
- 8.7% per order (upon request / minimum fee of $.75 per order).

Sign-up Fee: None

Refund Fees: None

Monthly Fees: None

Payment Types Accepted:
Visa, MasterCard, Amex, Discover, checks, money orders, e-checks, bank/wire transfers, and PayPal.

Increase SALES and Discover More PROFIT


- OR -

OSoLiS

Transaction Fees:
10% + $0.75 for each copy-protected software licence
8% + $0.60 for each upgrade or non-copy-protected software licence


Sign-up Fee: None

Refund Fees: Refunds: original fee retained
Chargebacks: original fee refunded


Payment Types Accepted:
Visa, Mastercard, Amex, Discover, ACH, wire transfer, check, money order, PayPal (instant, e-check, Switch & Solo)

- OR -

Plimus

Transaction Fees:
$0 - $4.99 	75 cents
$5 - $8.99 	15%
$9 - $49.99 	10%
$50 - $59.99 	9%
$60 - $79.99 	8%
$80 - $99.99 	7%
$100 - $139.99 	6%
$140 - $279.99 	5%
$280 and above 	4.5%
	
Sign-up Fee: None

Refund Fees: None

Payment Types Accepted:
Discover, MasterCard, VISA, Amex, Diner's Club

- OR -

RegNow (Part of Digital River®)

Transaction Fees:
6.9% + $1 ($2.00 minimum)

Sign-up Fee: $19.95

Refund Fees: None

Payment Types Accepted:
Visa, Mastercard, Amex, Discover, check, and money order.

- OR -

RegSoft (Part of Digital River®)

Transaction Fees:
Less than or equal to $30.00 = $3.00
Greater than $30.00 = 8.9% of the selling price

Sign-up Fee: No sign-up

Refund Fees: No chargebacks or refund bank fees will be charged to the vendor

Payment Types Accepted:
Bank Cards Accepted: Visa, American Express, Mastercard, Discover Money Orders, Checks, Eurocheques

- OR -

ShareIt (Part of Digital River®)

Transaction Fees:
Option A: $2.95 + 5%
Option B: 14.9% ($2.50 minimum)
Starting with the 1000th order of each month: $1.95 +4%


Sign-up Fee: None

Refund Fees: None

Payment Types Accepted:
Visa, American Express, MasterCard, Eurocard, Diners Club, Wire Transfer, US Check, Eurocheck, Money Order, Cash

- OR -

SWREG® (Part of Digital River®)

Transaction Fees (choose one):
$1 + 2.9% (min. $1.50 and 2% Amex surcharge plus a $20/monthly fee per account)
Micro-payments: $0.69 for items up to $7 (subject to restrictions)

NOTE: If a customer buys multiple items at the same time, you are charged for each item, which can make the total commission come out to be much more than you otherwise expect. Other fees also apply, such as a $5.00 "tech support" fee for unanswered "tickets", fees for some payments, etc.

Sign-up Fee: None

Refund Fees: $4.00

Payment Types Accepted:
Mastercard, Eurocard, VISA, Delta, JCB, Switch, Solo, Discover, American Express, Diner's Club, UK cheque, US check, Eurocheque, International Money Order, Bank wire, Paypal.

- OR -

DISCLAIMER: This information contained on this page is designed for informational purposes only.  We do not warrant that the information is in every respect accurate.  We are not responsible for errors, omissions, or inaccuracies or the results obtained from use of the information provided herein.  Web site users are always encouraged to check and confirm the information with other sources (particularly the official web site of the e-commerce provider) before making any decisions based on the information supplied.

With that said, we do strive to keep this information as accurate as possible; thus, if you know of any information that needs updated, please send us an e-mail.




Digital River is a registered trademark of Digital River, Inc.
SWREG is a registered trademark of Digital River, Inc.
DigiBuy is a registered trademark of Digital River, Inc.