Summary of Payment Processor Fees and Features

Summary of Payment Processors Fees and Features

The following information summarizes information about the most popular Payment Processors (a.k.a. "E-commerce Providers" or "Registration Services"). The grid that immediately follows addresses one of the most important considerations: how their various fee structures would affect transactions at different pricing levels. Further below are more details about what, if any, Monthly Charges, Refund Charges, etc. may apply -- as well as other general information and features each provider offers. Once you narrow your choice(s), you should visit the official web site of the provider(s) to learn more details and/or sign up for their services.

		= Lowest Fee
		= Highest Fee

	$5	$10	$15	$20	$25	$35	$50	$75	$100	$250
Avangate	$2.50	$2.50	$2.50	$2.50	$2.50	$2.80	$4.00	$6.00	$7.40	$14.75
BMT Micro	$1.25	$1.25	$1.43	$1.90	$2.38	$3.33	$4.75	$7.13	$9.50	$23.75
DigiBuy	$3.00	$3.00	$3.00	$3.00	$3.48	$4.87	$6.95	$10.43	$13.90	$34.74
eMetrix	$3.00	$3.00	$3.00	$3.00	$3.48	$4.87	$6.95	$10.43	$13.90	$34.75
eSellerate	$0.75	$1.50	$2.25	$3.00	$3.75	$5.25	$7.50	$11.25	$15.00	$37.50
iPortis.com	$0.83	$1.15	$1.48	$1.80	$2.13	$2.78	$3.75	$5.38	$7.00	$16.75
Kagi	$1.50	$1.75	$2.00	$2.25	$2.50	$3.50	$5.00	$7.50	$10.00	$17.50
NorthStar Solutions	$2.00	$2.00	$2.00	$2.00	$2.08	$2.73	$3.70	$5.00	$6.00	$12.00
OSoLiS	$1.25	$1.75	$2.25	$2.75	$3.25	$4.25	$5.75	$8.25	$10.75	$25.75
Plimus	$.75	$1.00	$1.50	$2.00	$2.50	$3.50	$4.50	$6.00	$6.00	$7.50
RegNet	$1.00	$2.00	$3.00	$4.00	$5.20	$6.20	$7.70	$10.20	$12.70	$27.70
RegNow	$2.00	$2.00	$2.04	$2.38	$2.73	$3.42	$4.45	$6.18	$7.90	$18.25
RegSoft	$3.00	$3.00	$3.00	$3.00	$3.00	$3.12	$4.45	$6.68	$8.90	$22.25
ShareIt	$2.50	$2.50	$2.50	$2.98	$3.73	$4.70	$5.45	$6.70	$7.95	$15.45
SWREG	$0.69	$1.60	$1.90	$2.20	$2.50	$3.10	$4.00	$5.50	$7.00	$16.00

Avangate

Transaction Fees:
8% (2.50 minimum)
OR
4.9% + $2.50

Sign-up Fee: None

Refund Fees: None

Monthly Fees: Unknown

Payment Types Accepted:
Visa, MasterCard, Amex, Diner's, JCB, Wire transfer.

- OR -

BMT Micro

Transaction Fees:
WebSeller Standard: 9.5%, $1.25 min
WebSeller Plus (customized order forms, key generator integration, etc.): 15%, $1.25 min, over $40.00: 13%
WebSeller Pro (above with ftp hosting and mailing list): 18%, $3.00 min, over $40.00: 15%
Comprehensive (above with custom programming, ftp hosting, and mailing list): 20%, $1.25 min

Sign-up Fee: None

Refund Fees: Equal to 7% of the product price, no fees for Comprehensive Tier

Payment Types Accepted:
Visa, MasterCard, Discover, Eurocard, American Express, Diner's Club, Carte Blanche, Novus, and Optima

- OR -

Digi-Buy® (Part of Digital River®)

Transaction Fees:
13.9% ($3.00 minimum)
$0.01/1kb downloaded for ESD

Sign-up Fee:
$29.99 (Essential)
$199.00 (Advanced)
$9.99 for each additional product

Refund Fees: $2.00

Payment Types Accepted:
Visa, MasterCard, American Express, and Discover.

- OR -

eMetrix (Part of Digital River®)

Transaction Fees:
13.9% ($3.00 minimum)

Sign-up Fee: None

Refund Fees: None

Payment Types Accepted:
Visa, Mastercard, Discover, American Express, Eurocard, Check/Money Order, Wire Transfer, Purchase Order

- OR -

eSellerate® (Part of Digital River®)

Transaction Fees:

Aggregate Sales of   But not greater than   Service Fee Percentage
$0.00                $15,000.00             10%
$15,000.01           $50,000.00             15%
$50,000.01           $100,000.00            14%
$100,000.01          $500,000.00            13%
$500,000.01          $1,000,000.00          12%
$1,000,000.01        $5,000,000.00          11%
$5,000,000.01        No Cap                 10%

Sign-up Fee: None

Refund Fees: None

Payment Types Accepted:
VISA, MasterCard, American Express, Discover.

- OR -

iPortis.com

Transaction Fees:
6.5% + $0.50

Sign-up Fee: None

Refund Fees: None

Monthly Fees: None

Payment Types Accepted:
Check, Money order, Visa, MC, Amex, Discover/Novus, PayPal

- OR -

Kagi

Transaction Fees:
Lesser of:
10% ($2.50 minimum)
5% + $5.00
Except 5% + 1.25 for products up to $25.

Sign-up Fee: No sign-up

Refund Fees: $5 charge-back fee, plus transaction fee
None

Payment Types Accepted:
US and foreign cash, US checks, money orders, American Express, Carte Blanche, diners Club, Discover, JCB, MasterCard, Optima, and Visa.

- OR -

NorthStar Solutions

Transaction Fees:
Based on your preference when you set up your account, either:

Option 1) 6.5% + $.45 per order ($2.00 minimum).
- Default option that will be used when you sign up.
- Best option if most of your sales are less than $62.

Option 2) 4% + $2.00 per order.
- Available upon request.
- Best if most of your sales are $62 or more.

Sign-up Fee: None

Refund Fees: None

Monthly Fees: None

Payment Types Accepted:
Visa, MasterCard, Amex, Discover, checks, money orders, e-checks, bank/wire transfers, and PayPal.

Many Other Features

- OR -

OSoLiS

Transaction Fees:
10% + $0.75 for each copy-protected software licence
8% + $0.60 for each upgrade or non-copy-protected software licence

Sign-up Fee: None

Refund Fees: Refunds: original fee retained
Chargebacks: original fee refunded

Payment Types Accepted:
Visa, Mastercard, Amex, Discover, ACH, wire transfer, check, money order, PayPal (instant, e-check, Switch & Solo)

- OR -

Plimus

Transaction Fees:

$0 - $4.99 	75 cents
$5 - $8.99 	15%
$9 - $49.99 	10%
$50 - $59.99 	9%
$60 - $79.99 	8%
$80 - $99.99 	7%
$100 - $139.99 	6%
$140 - $279.99 	5%
$280 and above 	4.5%

Sign-up Fee: None

Refund Fees: None

Payment Types Accepted:
Discover, MasterCard, VISA, Amex, Diner's Club

- OR -

RegNow (Part of Digital River®)

Transaction Fees:
6.9% + $1 ($2.00 minimum)

Sign-up Fee: $19.95

Refund Fees: None

Payment Types Accepted:
Visa, Mastercard, Amex, Discover, check, and money order.

- OR -

RegSoft (Part of Digital River®)

Transaction Fees:
Less than or equal to $30.00 = $3.00
Greater than $30.00 = 8.9% of the selling price

Sign-up Fee: No sign-up

Refund Fees: No chargebacks or refund bank fees will be charged to the vendor

Payment Types Accepted:
Bank Cards Accepted: Visa, American Express, Mastercard, Discover Money Orders, Checks, Eurocheques

- OR -

ShareIt (Part of Digital River®)

Transaction Fees:
Option A: $2.95 + 5%
Option B: 14.9% ($2.50 minimum)
Starting with the 1000th order of each month: $1.95 +4%

Sign-up Fee: None

Refund Fees: None

Payment Types Accepted:
Visa, American Express, MasterCard, Eurocard, Diners Club, Wire Transfer, US Check, Eurocheck, Money Order, Cash

- OR -

SWREG® (Part of Digital River®)

Transaction Fees (choose one):
$1 + 2.9% (min. $1.50 and 2% Amex surcharge plus a $20/monthly fee per account)
Micro-payments: $0.69 for items up to $7 (subject to restrictions)

NOTE: If a customer buys multiple items at the same time, you are charged for each item, which can make the total commission come out to be much more than you otherwise expect. Other fees also apply, such as a $5.00 "tech support" fee for unanswered "tickets", fees for some payments, etc.

Sign-up Fee: None
Refund Fees: $4.00

Payment Types Accepted:
Mastercard, Eurocard, VISA, Delta, JCB, Switch, Solo, Discover, American Express, Diner's Club, UK cheque, US check, Eurocheque, International Money Order, Bank wire, Paypal.

- OR -

DISCLAIMER: This information contained on this page is designed for informational purposes only. We do not warrant that the information is in every respect accurate. We are not responsible for errors, omissions, or inaccuracies or the results obtained from use of the information provided herein. Web site users are always encouraged to check and confirm the information with other sources (particularly the official web site of the e-commerce provider) before making any decisions based on the information supplied.

With that said, we do strive to keep this information as accurate as possible; thus, if you know of any information that needs updated, please send us an e-mail.

Digital River is a registered trademark of Digital River, Inc.
SWREG is a registered trademark of Digital River, Inc.
DigiBuy is a registered trademark of Digital River, Inc.